The “Medium Term Loan to Tribal Members” scheme is an inclusive welfare initiative by the Co-operation, Food and Consumer Protection Department, Government of Tamil Nadu, implemented through Large Sized Multi Purpose Cooperative Societies (LSMPCSs). This scheme provides interest-free loans up to ₹60,000/- exclusively for tribal members of the cooperative societies to support their socio-economic upliftment and improve access to financial resources.

Key Highlights of TN Medium Term Loan

• Scheme Name: Medium Term Loan to Tribal Members via LSMPCS

• Launched By: Co-operation, Food and Consumer Protection Department, Tamil Nadu

• Implementing Authority: Large-Sized Multi-Purpose Cooperative Societies

• Loan Amount: Up to ₹60,000/-

• Interest Rate: 0% (Interest-Free)

• Target Group: Tribal community members in Tamil Nadu

• Application Mode: Offline via respective cooperative societies

• Location: State-wide, Tamil Nadu

Benefits of the Scheme

• Interest-Free Loan: Up to ₹60,000/- loan without any interest burden

• Support for Livelihood: Helps tribal members invest in income-generating or personal needs

• Accessible Financing: Easy application through cooperative societies across districts

• Community Empowerment: Designed specifically for Scheduled Tribe beneficiaries to promote financial inclusion

Eligibility Criteria

To be eligible for the scheme, the applicant must:

• Be a resident of Tamil Nadu

• Belong to a Scheduled Tribe (ST) community

• Be an active member of a Large-Sized Multi-Purpose Cooperative Society

• Express interest in applying for a Medium Term Loan through the cooperative

• Fulfill any society-specific criteria if applicable

How to Apply – Offline Steps

1. Collect Application Form

   • Contact the Special Officer of the nearest Large Sized Multi Purpose Cooperative Society

   • Obtain the prescribed application form for the loan

2. Fill the Form

   • Enter all mandatory personal and employment details

   • Paste a passport-sized photo and sign across (if required)

   • Attach self-attested copies of supporting documents

3. Submit Application

   • Submit the filled form and documents to the concerned officer at the cooperative society

4. Acknowledgement Receipt

   • Request an acknowledgment or receipt with:

     • Date and time of submission

     • Unique application/reference ID (if applicable)

📍 Find region-wise contact details of LSMPCSs here

Essential Documents

• Identity Proof (Aadhaar Card, PAN Card, Voter ID, etc.)

• Address Proof (Utility bills, Ration Card, etc.)

• Caste Certificate (for ST verification)

• Proof of Employment/Income (if applicable)

• Any other document as required by the cooperative society

FAQs

Q: What is the objective of this scheme?
A: To provide financial support to tribal members of cooperative societies via interest-free medium-term loans.

Q: Who can apply for this loan?
A: Scheduled Tribe (ST) members who are residents of Tamil Nadu and registered with a Large Sized Multi Purpose Cooperative Society.

Q: What is the maximum loan amount under this scheme?
A: Eligible applicants can avail up to ₹60,000/- as a loan.

Q: Is there any interest charged on the loan?
A: No, this is a 100% interest-free loan scheme.

Q: Where can I apply for this scheme?
A: Apply offline at your local Large Sized Multi Purpose Cooperative Society.

Q: Is there any specific income or age limit?
A: The scheme does not specify income or age limits, but cooperative societies may apply basic checks.

References & Important Links

• Official Tamil Nadu Cooperation Department Website

• [Guidelines for Medium Term Loan to Tribal Members – PDF]

• Cooperative Society Directory – LSMPCS Region-wise Contact