The Dr. P. G. Solanki Scheme for Medical Postgraduate Doctors is a welfare initiative introduced in 1982 by the Directorate of Scheduled Caste Welfare, under the Department of Social Justice & Empowerment, Government of Gujarat. This scheme is designed to financially support Scheduled Caste (SC) postgraduate medical doctors (M.D/M.S.) in starting independent clinics or consultation rooms, empowering them to begin their professional practice.
Key Highlights of the Scheme
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Scheme Name: Dr. P. G. Solanki Loan/Assistance Scheme for Medical PG Doctors
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Launched By: Department of Social Justice & Empowerment, Gujarat
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Target Group: Scheduled Caste M.D. / M.S. doctors
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Launched Year: 1982
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Total Assistance: ₹3.5 lakh (Loan + Subsidy)
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Loan: ₹3,00,000 at 4% interest
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Subsidy: ₹50,000 (non-refundable)
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Repayment Period: Up to 4 years or after 8 years, whichever is earlier
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Mode of Application: Online & Offline
Loan Benefits
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₹3 lakh loan at a subsidized 4% interest rate
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₹50,000 subsidy for setup and support
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Helps establish a clinic space, consultation room, or other independent practice facilities
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Long repayment term and option for early repayment
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No income limit for eligibility
Eligibility Criteria
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Applicant must be a Medical Postgraduate (M.D/M.S.) Doctor
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Must belong to the Scheduled Caste category
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Must be a resident of Gujarat
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Not eligible if already benefited from similar schemes for MBBS/BDS/B.A.M.S./B.S.A.M.
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Must not simultaneously avail similar benefits from other government loan schemes
Important Notes
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The loan amount must only be used for the intended professional setup purpose
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Misuse of funds will attract penal interest and recovery as per revenue norms
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Repayment begins after the bank loan repayment schedule or after 8 years, whichever is earlier
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A penalty interest of 2.5% applies if the loan is not repaid within the given term
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Early repayment is allowed without penalty
How to Apply
Online Application via e-Samaj Kalyan Portal
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Visit e-Samaj Kalyan Portal
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Click ‘Citizen Login’ → Select ‘New User – Please Register Here’
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Enter Aadhaar-based details and complete the registration
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Log in using your User ID and Password
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Update your User Profile
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Select Dr. P. G. Solanki Scheme from the scheme list
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Fill the application form and upload all required documents
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Agree to the terms and submit the application
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Take a printout for reference, and use the application number for tracking
Offline Process
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Visit the District Social Welfare Office
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Collect and fill the prescribed application form
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Attach the required documents and submit to the concerned officer
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Receive an acknowledgment with the application number
Necessary Documents
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Passport-size Photograph
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Aadhaar Card
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SC Caste Certificate
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Election ID / Address Proof (Electricity Bill, Ration Card, Rent Agreement, etc.)
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Medical Postgraduate Degree Certificate
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Registration Certificate (Medical Council)
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Proof of Age / School Leaving Certificate
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Copy of 1st Page of Bank Passbook or Cancelled Cheque
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Property Guarantee Letter
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Security Bond Specimen
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Loan Repayment Agreement
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Affidavit
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Property details of Guarantor-1 & Guarantor-2
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Any other supporting documents, as required by the department
FAQs
Q: Who is eligible for this scheme?
Medical postgraduates (M.D/M.S.) from the Scheduled Caste category who are residents of Gujarat.
Q: What benefits are provided under this scheme?
₹3 lakh loan at 4% interest + ₹50,000 subsidy = ₹3.5 lakh total assistance.
Q: Can I avail similar benefits from other schemes?
No, simultaneous benefits from other similar government schemes are not allowed.
Q: What is the repayment period for this loan?
4 years from completion or within 8 years—whichever is earlier.
Q: What happens if I default on repayment?
A 2.5% penalty interest will be applied along with regular recovery proceedings.
Q: How can I apply?
Via e-Samaj Kalyan Portal or through offline submission at the District Social Welfare Office.
