The Mukhyamantri Vishesh Yogyajan Swaraozgar Yojana is a flagship welfare initiative by the Department of Social Justice and Empowerment, Government of Rajasthan. The scheme is specifically designed to support specially-abled individuals (divyangjan) by providing financial assistance and subsidized loans to start their own self-employment or business venture. It aims to promote entrepreneurship, financial independence, and social inclusion among persons with disabilities in the state.
Highlights of the Rajasthan CM Divyangjan Self-Employment
• Scheme Name: Mukhyamantri Vishesh Yogyajan Swaraozgar Yojana
• State: Rajasthan
• Launched By: Department of Social Justice and Empowerment
• Beneficiaries: Persons with disabilities (minimum 40% disability)
• Loan Amount: Up to ₹5,00,000/-
• Subsidy: 50% of the loan or maximum ₹50,000/-
• Annual Income Limit: Up to ₹2,00,000/-
• Age Limit: 18 to 55 years
• Application Mode: Offline
Key Benefits of the Scheme
• Financial assistance in the form of a loan up to ₹5 lakh for setting up self-employment.
• A subsidy of 50% of the loan amount or a maximum of ₹50,000, whichever is lower.
• Support for a wide range of business types such as shops, services, production units, and more.
• One-time loan support for eligible applicants.
Eligible Business Activities
Applicants can use the loan amount for the following ventures, including but not limited to;
• Tailoring, artificial jewelry, utensil shops, grocery stores
• Bakery, dhaba, restaurants, book/stationery shops
• Mobile/laptop repair, computer centers, Xerox shops
• Auto parts shop, two-wheeler and car servicing
• Electric motor service, gold/silver work, beauty parlors
• Dairy, poultry farming, animal husbandry, handicrafts
• Typing centers, DTP, screen/offset printing, E-Mitra
• Water purifier sales/services, interior decoration
• Shoe/slipper making, fertilizer/agro equipment shop
• And other businesses approved by the Disabled Vocational Rehabilitation Center, Jaipur.
Eligibility Criteria
• Must be a resident of Rajasthan.
• Should be a person with 40% or more disability (as per the Disabilities Act, 1995).
• Age should be between 18 and 55 years.
• Annual family income should not exceed ₹2,00,000 from all sources.
• Should not have availed any benefits under similar schemes like Kiyosk Yojana.
• Must not have any pending/defaulted loans with banks or cooperative/government financial institutions.
• Should possess a valid disability certificate and bank passbook.
How to Apply – Offline Mode
Step 1: Visit your nearest District Social Justice and Empowerment Office and collect the prescribed application form. Alternatively, you can download it from the official website.
Step 2: Fill out the form completely and attach self-attested copies of all required documents.
Step 3: Submit the filled application along with documents to the District Officer.
Step 4: Collect an acknowledgment receipt with submission date and reference number.
Post Submission
• The District Officer will verify eligibility within one month of submission.
• If eligible, the application is forwarded to the concerned bank for loan sanctioning.
• Upon loan approval, the subsidy is granted and the applicant is notified.
Necessary Documents for Application
• Recent passport-size photograph
• Proof of age (Birth certificate, Aadhaar card, etc.)
• Valid Disability Certificate
• Training certificate (if applicable)
• Self-declaration of income
• Domicile certificate
• Caste certificate (if applicable)
• Valid Income certificate
• Affidavit on ₹10 non-judicial stamp paper
• Copy of bank passbook
• Any other document as required by the authority
Frequently Asked Questions (FAQs)
Q: Who is eligible for the scheme?
A: Residents of Rajasthan with 40% or more disability, aged 18–55, and annual income under ₹2 lakh.
Q: What is the maximum loan amount under this scheme?
A: Eligible applicants can receive a loan of up to ₹5,00,000.
Q: Is there a subsidy offered under this scheme?
A: Yes, a 50% subsidy of the loan amount or up to ₹50,000, whichever is less.
Q: Can I apply if I’ve taken a loan under another self-employment scheme?
A: No, applicants who’ve availed similar benefits under other schemes like Kiyosk Yojana are not eligible.
Q: How long does loan approval take?
A: The verification process takes up to one month after submission.
Q: Can I apply online?
A: Currently, applications are accepted only through offline mode.
Q: Where do I submit my application?
A: Submit your application at the District Social Justice and Empowerment Officer’s office.
Q: Can I apply if I have a loan default?
A: No, applicants with overdue loans from banks or government institutions are not eligible.
Q: Who to contact for more information?
A: Reach out to your District Social Justice and Empowerment Office for guidance and assistance.
Sources and References
• Official Guidelines – Rajasthan Social Justice Department
• District Offices of Social Justice and Empowerment, Government of Rajasthan