The Mahila Kisan Yojana is a welfare initiative by the Department of Social Justice & Special Assistance, Government of Maharashtra, in collaboration with the National Scheduled Castes Finance and Development Corporation (NSFDC). This scheme is exclusively designed for women belonging to the Charmakar community (such as Dhor, Chambhar, Holar, and Mochi), aiming to uplift their social and economic standing through entrepreneurship in leather-based activities and small-scale agriculture.
Highlights of MKY 2025
• Scheme Name: Mahila Kisan Yojana
• Implemented By: Department of Social Justice & Special Assistance, Government of Maharashtra
• Supported By: National Scheduled Castes Finance and Development Corporation (NSFDC)
• Target Beneficiaries: Women from the Charmakar community (SC)
• Loan Amount: ₹50,000
• Subsidy Component: ₹10,000
• Loan Component: ₹40,000 at 5% annual interest
• Mode of Application: Offline via LIDCOM District Offices
Benefits of the Scheme
• Financial Assistance of ₹50,000 to support entrepreneurial and agricultural activities
• Subsidy of ₹10,000 to reduce the financial burden on the beneficiary
• Low-interest loan of ₹40,000 at just 5% per annum
• Support for leather-based businesses and agricultural development
• Opportunity to supply products to government departments and open markets
Eligibility Criteria
• Applicant must be a female resident of Maharashtra
• Must belong to the Charmakar community (Scheduled Caste)
• Age between 18 to 50 years
• Should have knowledge or experience in the business she is applying to
• For agriculture-related loans, the 7/12 land extract should include the applicant’s name, her husband’s name, or a joint name
• For 50% subsidy schemes, the applicant’s annual income must be below the poverty line
• For the NSFDC scheme, the income limit is:
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₹98,000 for rural areas
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₹1,20,000 for urban areas
How to Apply – Offline Method
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Visit the nearest District Office of Leather Industries Development Corporation of Maharashtra (LIDCOM) during working hours
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Collect the prescribed application form from the concerned official
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Fill in all required details in the form and paste a passport-size photograph
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Attach self-attested copies of all mandatory documents
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Submit the completed application to the concerned LIDCOM officer
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Collect an acknowledgment receipt with the submission date and reference number
Note: Submit your application within any specified deadline issued by LIDCOM or the department.
Necessary Documents for Application
• Duly filled application form (from LIDCOM office)
• Recent passport-size photograph
• Valid Income Certificate issued by a government officer
• Caste Certificate confirming membership of the Charmakar community
• Residence Proof (showing Maharashtra domicile)
• 7/12 Land Extract with applicant’s or husband’s name (for agricultural projects)
• Proof of knowledge or experience in the proposed business
Frequently Asked Questions (FAQs)
Q: What is the Mahila Kisan Yojana?
It is a government scheme to provide loans and subsidies to women from the Charmakar community to start self-employment or agriculture-related businesses.
Q: Who can apply for this scheme?
Only women from the Charmakar (SC) community in Maharashtra aged 18–50 years with income below the specified limit.
Q: What is the total loan amount available under this scheme?
₹50,000, including ₹10,000 as subsidy and ₹40,000 as a low-interest loan.
Q: What portion of the loan is subsidized?
₹10,000 is provided as a direct subsidy.
Q: What is the interest rate on the loan?
5% per annum on the ₹40,000 loan amount.
Q: What are the income criteria for applicants?
For subsidy-based schemes, income should be below the poverty line. For NSFDC schemes, the annual income should not exceed ₹98,000 (rural) or ₹1,20,000 (urban).
Q: What documents are required to apply?
Income proof, caste certificate, residence proof, land documents (if applicable), and experience proof.
Q: Where can I obtain the application form?
From the nearest LIDCOM District Office during working hours.
Q: How do I submit my application?
By filling out the application form and submitting it along with documents to the concerned LIDCOM officer.
Q: Is there a specific deadline for submitting applications?
It depends on district-level notifications. Contact the LIDCOM office for updates.
Q: What happens after I submit my application?
It will be reviewed by officials, and if approved, you’ll be notified of loan disbursement and subsidy allocation.
References & Useful Links
• Department of Social Justice & Special Assistance, Govt of Maharashtra
• National Scheduled Castes Finance and Development Corporation (NSFDC)
• District Leather Industries Development Corporation (LIDCOM) Offices
• Scheme Guidelines (available at LIDCOM Offices)
