The “Loans for Tools” scheme is designed by the Meghalaya Building and Other Construction Workers Welfare Board (MBOCWWB) to support construction workers by providing them with a one-time grant for purchasing essential tools. The scheme aims to improve the working conditions of registered building and construction workers in Meghalaya, allowing them to enhance their productivity and livelihood.
Highlights of MBOCWWB Loan Scheme
• Scheme Name: Loans for Tools
• Implemented By: Meghalaya Building and Other Construction Workers Welfare Board (MBOCWWB)
• Target Beneficiaries: Registered building and construction workers in Meghalaya
• Grant Amount: Up to ₹10,000
• Eligibility Criteria: Minimum 3 years membership in the fund, regular contribution, and age above 55 years
• Grant Conditions: Tools are marked with a serial number/logo; tools cannot be sold or reclaimed for future grants
• Application Mode: Online and Offline
Key Benefits
• One-time grant of ₹10,000 to purchase tools
• Tools purchased are registered with an embossed serial number/logo
• No after-sales service responsibility for the Board
• Loan recovery in 60 installments
• Inspection of tools post-purchase for authenticity and eligibility verification
Eligibility Criteria
• Applicant must be a resident of Meghalaya
• Must be engaged in building or construction work
• Registered under MBOCWWB
• Completed 3 years of membership and has remitted regular contributions
• Age above 55 years
• The applicant should submit a valid cash memo or voucher for the tools purchased
Note: Applicants must ensure that the tools are inspected by MBOCWWB officials before the grant is sanctioned. Selling or reusing the tools for subsequent claims is prohibited.
How to Apply – Online/ Offline Process
1st) Online Application:
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Visit the official MBOCWWB portal: https://megbocwwb.gov.in
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Register as a Worker by filling in personal and professional details
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Log in using your registered details (mobile number and password)
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Apply for the Loan/Grant from the dashboard
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Fill in all the required information, upload documents, and submit
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After submission, track your application status through the portal
2nd) Offline Application:
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Visit the District Office of MBOCWWB
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Request the prescribed application form
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Fill out the form and submit it along with the required documents
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Ensure that you receive a receipt or acknowledgment of your application submission
Necessary Documents for Application
For New Registration under MBOCWWB:
• Photograph of the worker
• ID Proof: Aadhaar Card, Electoral Card, Ration Card, Driver’s License, Passport
• Employer Certificate/Self-Certification
• Bank Passbook of the worker
• eShram ID (if applicable)
• Age proof: School certificate, Electoral Photo Identity Card
• Nomination Form signed by the applicant
• SC/ST Certificate (if applicable)
For Instrument Grant Application:
• MBOCWWB ID Card
• Invoice copy of the tools purchased
• Bank account details
• Any other documents as required by the authorities
Frequently Asked Questions (FAQs)
Q: Who is eligible for the Loans for Tools scheme?
Construction workers who are registered under the MBOCWWB and have completed 3 years of membership with regular contributions.
Q: What is the maximum grant amount under this scheme?
The maximum grant amount is ₹10,000 for tool purchase.
Q: Is there an age requirement for eligibility?
Yes, the beneficiary must be over 55 years of age.
Q: How is the grant amount sanctioned?
The grant is provided after inspection and verification of the tools purchased, and tools are marked with a unique serial number/logo.
Q: Can the beneficiary sell the tools purchased under this scheme?
No, the tools purchased cannot be sold or reused for further claims.
Q: How is the loan amount recovered?
The grant amount is recovered in 60 installments.
Q: Can a beneficiary apply for multiple grants under this scheme?
No, each beneficiary can only claim the grant once for tool purchase.
Q: How can one apply for the scheme?
Applications can be submitted either online via the MBOCWWB portal or offline at the nearest District Office.
Q: Can the application be tracked?
Yes, applicants can track their application status online through the portal.
References & Useful Links
• Official MBOCWWB Website
• Scheme details and online application portal available on the official site
Download: Application Form PDF
The Loans for Tools scheme by the Meghalaya Building and Other Construction Workers Welfare Board (MBOCWWB) provides crucial support for registered construction workers, especially the elderly, to enhance their productivity and self-reliance. With financial assistance and a streamlined process for tool purchase and grant allocation, this scheme is an essential initiative for supporting the livelihoods of Meghalaya’s construction workforce.
