The Laghu Vyavassay Scheme, implemented by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC), aims to promote economic upliftment of Scheduled Caste communities by supporting self-employment and income-generating activities. The scheme provides loans up to ₹2 lakhs, along with margin money support and government subsidy. Eligible beneficiaries can apply online via the Antyodaya-SARAL portal.
Key Highlights of the Scheme
• Scheme Name: Laghu Vyavassay Scheme
• Implementing Body: Haryana Scheduled Castes Finance and Development Corporation (HSFDC)
• Target Group: Scheduled Caste residents of Haryana
• Loan Amount: Up to ₹2,00,000
• Margin Money: 10% of the project cost
• Subsidy: 50% of the project cost (maximum ₹10,000)
• Age Limit: 18 to 45 years
• Application Mode: Online via Antyodaya-SARAL Portal
Benefits
• Loan Support:
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Loan of up to ₹2 lakh for setting up micro enterprises
• Margin Money: -
10% of the project cost contributed by the corporation
• Subsidy Support: -
50% subsidy on project cost, up to ₹10,000
• Interest rates and repayment terms as per HSFDC & NSFDC guidelines
• No application fee charged during the process
Eligibility Criteria
• Must be a permanent resident of Haryana
• Belong to the Scheduled Caste (SC) community
• Age between 18 and 45 years
• Annual family income:
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50% of beneficiaries must have income ≤ ₹1,50,000
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The remaining 50% may have income up to ₹3,00,000
How to Apply – Online Process
Registration on SARAL Portal
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Visit the official Antyodaya-SARAL Portal
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Click on “New User? Register here”
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Fill in mandatory details and verify with OTP (valid for 15 mins)
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Upon successful registration, log in with your credentials
Apply for the Scheme
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After logging in, click “Apply for Services” → “View All Available Services”
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Search and select “Laghu Vyavassay Scheme”
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Fill in the application form with all details
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Click on “Self-Declaration” and submit the captcha code
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Upload all required documents in the ‘Attach Annexure’ section
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Click “Submit” and download Acknowledgment Receipt
Track Your Application
Through Portal
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Visit SARAL Application Status
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Enter your Department, Scheme Name, and Application ID
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Click “Check Status”
Through SMS
Send: SARAL <Application ID> to 7738299899
Documents Required
• Aadhaar Card
• Ration Card
• Caste Certificate (Scheduled Caste)
Frequently Asked Questions (FAQs)
Q: Which department manages this scheme?
A: Haryana Scheduled Castes Finance and Development Corporation (HSFDC)
Q: What is the subsidy limit under this scheme?
A: 50% of project cost or maximum ₹10,000.
Q: What is the loan amount offered under the scheme?
A: Up to ₹2 lakh for self-employment and micro-enterprise projects.
Q: Who can apply for this scheme?
A: SC residents of Haryana aged between 18 to 45 years with income up to ₹3 lakh.
Q: Is there an application fee?
A: No, the application is completely free.
Q: How can I apply offline?
A: Visit your District Welfare Office, Tehsil, or Village Level Common Service Centre (CSC) for assistance.
Q: Can I save my application and resume later?
A: Yes, the portal allows you to save and submit later.
Q: What type of assistance is provided by HSFDC with NSFDC?
A: Financial assistance for projects up to ₹2 lakh with margin money and subsidy support.
Contact Information
• SARAL Helpline: 0172-3968400 (7:00 AM – 8:00 PM, Monday to Saturday)
• Email: [email protected]
• User Manual (PDF)
• Antyodaya SARAL Portal – Haryana
• HSFDC Guidelines
• Status Portal – Track Application
