The “Scheme for Subsidy on Interest for Establishment of 1 to 20 Milch Animal Farm” is a beneficial initiative by the Department of Agriculture, Farmers Welfare & Co-operation, Government of Gujarat. This scheme supports cattle breeders and farmers by offering interest subsidies on bank loans used for purchasing dairy animals (cows and buffalo). It aims to promote dairy farming, boost rural income, and ensure organic manure and milk availability.
Highlights of the Milch Animal Farms Loan Subsidy
• Scheme Name: Subsidy on Interest for 1 to 20 Milch Animal Farm
• Launched By: Department of Agriculture, Gujarat
• Loan Purpose: Purchase of 1 to 20 dairy animals (cow/buffalo)
• Subsidy Offered: Up to 12% interest subsidy on loans
• Subsidy Mode: Direct Benefit Transfer (DBT)
• Duration: Subsidy applicable for 5 years
• Application Mode: Online via I-Khedut Portal
Benefits of the Scheme
• Loan Subsidy:
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Up to 12% interest subsidy on the unit cost or loan amount (whichever is lower)
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Benefit is credited directly into the beneficiary’s loan account under DBT
• Flexibility:
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Farmers can purchase 1 to 20 milch animals based on their need and maintenance capacity
• Support for Organic Farming:
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Encourages production of organic manure and utilization of surplus fodder
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Converts agricultural waste into valuable dairy products (milk, manure, etc.)
Eligibility Criteria
• Must be a permanent resident of Gujarat
• Only one member per family can avail the benefit
• Must have taken a loan from a nationalized or RBI-approved bank/financial institution in the current financial year (2023–24)
• Must obtain a certificate from the Animal Husbandry Department
• Land ownership (by the beneficiary or family member) is mandatory
Application Process (Online via I-Khedut Portal)
Step-by-Step Guide
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Visit the official I-Khedut Portal
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Click on “Apply New” to begin a fresh application
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Fill out the application form with all required information
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Upload supporting documents (PDF format, max size: 200 KB)
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Click “Confirm Application” within 7 days of saving the form
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Submit a signed copy with documents to the concerned office or upload scanned copies
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Download/print the confirmed application for reference
Note: Application will be processed only if correct and complete documents are submitted online or at the office within 7 days.
Documents Required
• Aadhaar Card or Voter ID (Photo ID Proof)
• Land ownership proof (7/12 or equivalent)
• Disability Certificate (if applicable)
• Ration Card (if applicable)
• Bank passbook or disbursement certificate
• Consent/Undertaking form by the applicant
• Loan account passbook or certificate from lending bank
Frequently Asked Questions (FAQs)
Q: What is the main objective of this scheme?
A: To promote dairy farming and support cattle breeders by providing an interest subsidy on loans for purchasing milch animals.
Q: Who can apply for the scheme?
A: All farmers who are permanent residents of Gujarat and have taken a dairy loan in FY 2023–24 from approved banks.
Q: What is the maximum subsidy rate?
A: Up to 12% interest subsidy for 5 years.
Q: Is land ownership required?
A: Yes, land must be owned by the beneficiary or a family member.
Q: What is the mode of subsidy disbursement?
A: Through Direct Benefit Transfer (DBT) into the loan account.
Q: Where can I apply?
A: On the official portal under the Animal Husbandry scheme section.
Q: What if wrong documents are uploaded?
A: You must submit the correct documents within 7 days to the concerned office for your application to be considered.
References & Useful Links
• Official I-Khedut Portal
• Department of Agriculture, Farmers Welfare & Co-operation – Government of Gujarat
• This scheme is Closed Now
