The Housing Subsidy Scheme is a crucial welfare initiative launched by the Gujarat Building and Other Construction Workers’ Welfare Board (GBOCWWB) under the Labour, Skill Development & Employment Department, Government of Gujarat. Introduced in 2021-22, the scheme aims to support registered construction workers by offering financial aid to help them purchase or build their own homes, thus ensuring social and financial stability.
Key Highlights of GBOCWWB Housing Subsidy
• Scheme Name: Housing Subsidy Scheme (GBOCWWB)
• Launched By: Gujarat Labour, Skill Development & Employment Department
• Target Group: Registered construction workers
• Financial Assistance: ₹1,50,000 (₹30,000 per year for 5 years)
• Loan Limit for Eligibility: Up to ₹15 lakhs
• Application Mode: Online and Offline
• Registration Platform: e-Nirman Portal
• Scheme Application Portal: Sanman Portal
Benefits of the Scheme
• Financial aid of ₹30,000 per year for 5 years (Total: ₹1,50,000)
• Applicable for workers who have taken a housing loan of up to ₹15 lakhs
• Assistance continues annually upon submission of required documents and loan interest statements
• Promotes social security and self-reliance among low-income construction workers
Eligibility Criteria
• Must be a registered construction worker with GBOCWWB
• Minimum 2 years of registration required at the time of application
• The housing loan should be sanctioned after 29/06/2020
• Loan amount must not exceed ₹15 lakhs and must have a tenure of at least 10 years
• The applicant or spouse must not own any residential property (to be declared via affidavit)
• Must apply within one year of the house purchase documentation date
• Worker must submit annual interest/loan statements for continued assistance
• Submission of a written proposal annually is mandatory for receiving a continued yearly subsidy
How to Apply – Online Process
1. Registration for E-Nirman Card (if not already done)
Step 1: Visit e-Nirman Portal
Step 2: Click on ‘Please Register Here’ under ‘Login to Portal’
Step 3: Fill in mandatory information and complete registration
Step 4: Log in using your credentials and update your profile
Step 5: Fill out the Construction Works Form and upload documents
Step 6: Submit the form to receive your application number
To Track Application Status:
Visit the same portal and select ‘View Citizen Application Status’, enter your details and view the status.
2. Applying for Scheme Benefit
Step 1: Visit the Sanman Portal
Step 2: Click on ‘Please Register Here’ under ‘Citizen Login’
Step 3: Enter your Aadhaar Number, user type, and e-Nirman Card Number
Step 4: Fetch details and submit the registration form
Step 5: Log in and select the Housing Subsidy Scheme
Step 6: Fill in the application form, upload relevant documents, and submit
Necessary Documents for Application
For E-Nirman Card:
• Recent Photograph
• Aadhaar Card
• Ration Card
• Caste Certificate (if applicable)
• Proof of Age (Birth Certificate / PAN / Voter ID / DL)
• Self-declaration Form
• Employer Certificate
• Bank Passbook / Cancelled Cheque
For Scheme Application:
• E-Nirman Card
• Identity Card (Red Book) from the Board
• Aadhaar Card
• House Purchase Document
• Loan Sanction Letter
• Annual Loan Statement / Interest Certificate
• Housing Loan Passbook or Statement
• Affidavit of not owning any house
• Any additional documents as required by the board
Frequently Asked Questions (FAQs)
Q: What is the Gujarat Housing Subsidy Scheme?
A: It is a subsidy program offering ₹1.5 lakh to registered construction workers to help them build or buy a house.
Q: What financial assistance is provided?
A: ₹30,000 per year for 5 years (Total: ₹1,50,000) against a housing loan.
Q: Who is eligible for this scheme?
A: Registered construction workers with at least 2 years of registration under GBOCWWB.
Q: What is the maximum loan limit?
A: The housing loan must not exceed ₹15 lakhs.
Q: Is there a property ownership condition?
A: Yes, the worker and their spouse must not own any house or property.
Q: Can I apply offline?
A: Yes, both online and offline application modes are available.
Q: Is re-application required every year?
A: Yes, a proposal and annual interest statement must be submitted every year for continued benefits.
References & Important Links
• Official GBOCWWB Guidelines – Gujarat Government
• Sanman Portal – Gujarat Government
• [Housing Subsidy Scheme Document – Page 379]
