Agricultural Activities Loan Scheme for Persons with Disabilities in Haryana (Up to ₹10 Lakh Loan Support)

The “Agricultural Activities for Persons with Disabilities” Scheme is an inclusive initiative by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam under the Government of Haryana. The scheme aims to financially empower Persons with Disabilities (PwDs) by offering loans up to ₹10,00,000 to engage in a range of agricultural and allied activities, including production, irrigation, marketing, and machinery purchase.


Key Highlights for Haryana Agricultural Loan for PwDs

Scheme Name: Agricultural Activities for Persons with Disabilities
Implemented By: Haryana BC & EWS Kalyan Nigam
Beneficiaries: Persons with Disabilities (40% or more)
Maximum Loan: ₹10,00,000
Eligible Activities: Farming, horticulture, irrigation, machinery, marketing, etc.
Application Mode: Online via Antyodaya-SARAL Portal
Age Criteria: 18 years+ (14+ for persons with mental retardation)


Objectives

• Provide financial support to PwDs in Haryana to become self-reliant through agriculture
• Promote inclusive agricultural development by integrating differently-abled individuals
• Enable beneficiaries to invest in production, equipment, and marketing of agricultural goods
• Support purchase of agriculture-related machinery and irrigation tools


Benefits of the Scheme

Loan assistance up to ₹10 lakh per eligible applicant
• Covers a broad range of activities:

  • Agricultural production and irrigation

  • Horticulture and sericulture

  • Purchase of machinery or equipment

  • Marketing of agricultural products
    • Promotes entrepreneurship and financial independence among differently-abled farmers


Eligibility Criteria

• Must be a permanent resident of Haryana
• Must have a minimum disability of 40%, certified by an authorized medical board
• Minimum age is 18 years (for general disabilities); relaxed to 14 years for mental retardation
• Must be willing to undertake agricultural or allied activities
• Should have the capability or support system to manage the project responsibly


How to Apply Online via Antyodaya-SARAL Portal

Step 1: Visit the official Antyodaya-SARAL Portal.
Step 2: Click ‘New User’ to register. Fill in Name, Email ID, Mobile Number, Password, and State.
Step 3: Verify OTP sent to your mobile/email to complete registration.
Step 4: After logging in, click ‘Apply for Services’‘View all Available Services’
Step 5: Search for the “Agricultural Activities for Persons with Disabilities” scheme
Step 6: Fill out the online application form and upload required documents
Step 7: Review your application and click ‘Submit’

Tracking Application Status

• Log in to your profile page on Antyodaya-SARAL Portal.
• Use your Application Reference ID, Department Name, and Scheme Name to track status


Essential Documents

Aadhaar Card (Identity proof)
Proof of Age (Birth certificate, school certificate, etc.)
Disability Certificate (minimum 40%)
Haryana Domicile Certificate
Ration Card
Caste/Religion Proof (if applicable)
Bank Account Details (passbook or cancelled cheque)
Passport-size Photograph
• Any other document as required by the department


Frequently Asked Questions (FAQs)

Q: What is the maximum loan amount provided under this scheme?
A: Eligible applicants can receive up to ₹10,00,000 as a loan for agricultural activities.

Q: What can the loan be used for?
A: It can be used for agricultural production, irrigation, horticulture, sericulture, machinery purchase, and product marketing.

Q: Is there age relaxation for mentally challenged individuals?
A: Yes, for individuals with mental retardation, the minimum age is relaxed to 14 years.

Q: What is the minimum disability percentage required?
A: A minimum disability of 40% is mandatory for eligibility.

Q: Can people from outside Haryana apply?
A: No, only permanent residents of Haryana are eligible.

Q: How can applicants apply for the scheme?
A: Through the Antyodaya-SARAL Portal using the online application process.

Q: How can applicants track their application?
A: By logging into the SARAL portal and entering the Application Reference ID and scheme details.


References & Useful Links

Antyodaya SARAL Portal – Haryana
Scheme Guidelines (available on the SARAL portal)
• Grievance Contact: Use SARAL Helpdesk on portal or visit nearest CSC center

Arjan Patel

Arjan Patel is a passionate financial educator and policy researcher with over a decade of experience in rural banking and subsidy-linked credit schemes. As the founder of www.loansubsidy.in, he is committed to simplifying government loan programs and making financial benefits accessible to every citizen. Known for his grassroots insights and clear explanations, Arjan continues to bridge the gap between policy and people through digital outreach and advisory.

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