Savitribai Phule Self-Help Scheme 2025: Business Loan Support for SC Women Entrepreneurs

The Savitribai Phule Self-Help Scheme, initiated by the District Intermediate Cooperative Development Committee, is a welfare program that empowers Scheduled Caste (SC) women in Madhya Pradesh to start small-scale businesses. This scheme offers margin money assistance up to ₹15,000, enabling eligible women from Below Poverty Line (BPL) households to build a sustainable income through entrepreneurship.


Highlights of MP SC Women Entrepreneurs Business Loan

Scheme Name: Savitribai Phule Self-Help Scheme
Implemented By: District Intermediate Cooperative Development Committee, MP
Target Group: SC Women from BPL families
Margin Money Assistance: 50% of project cost, up to ₹15,000/-
Maximum Project Cost: ₹50,000/-
Mode of Application: Online via CSC (Common Service Centers)
State Covered: Madhya Pradesh


Key Benefits of the Scheme

Financial Support: Covers up to 50% of the project cost for starting small businesses.
Maximum Margin Assistance: ₹15,000/- for a project costing up to ₹50,000.
• Encourages self-reliance and employment generation among marginalized women.
• Can be used across various sectors and business types.


Eligibility Criteria

• Applicant must be a woman.
• Must be a resident of Madhya Pradesh.
• Must belong to the Scheduled Caste (SC) category.
• Age must be between 18 to 55 years.
• Applicant must be literate.
• Must be unemployed at the time of application.
• Must belong to the Below Poverty Line (BPL) category.
• Should have no loan defaults with any nationalized/cooperative bank or financial institution.


How to Apply – Online Process

Online Application via CSCs:

  1. Visit your nearest Common Service Center (CSC) in your district.

  2. Apply through the official MP SC Welfare portal: https://scwelfare.mponline.gov.in

  3. Submit all necessary documents for verification.

  4. Wait for approval and disbursement after your application is processed and verified.


Necessary Documents for Application

Proof of Identity (Aadhaar, Voter ID, etc.)
Proof of Address
Age Proof (18–55 years)
Scheduled Caste (SC) Certificate
Literacy Certificate
Unemployment Proof
BPL Certificate
• Any other documents as required by the district authorities


Frequently Asked Questions (FAQs)

Q: What is the main purpose of the Savitribai Phule Self-Help Scheme?
A: To empower SC women in Madhya Pradesh by offering financial support for starting self-owned businesses.

Q: How much financial aid is provided under this scheme?
A: Up to ₹15,000, which is 50% of the total project cost (maximum project cost: ₹50,000).

Q: Can women who already have loan defaults apply?
A: No, applicants must not have any existing loan defaults with banks or financial institutions.

Q: Are women from non-SC categories eligible?
A: No, the scheme is specifically for Scheduled Caste (SC) women.

Q: What business sectors are eligible?
A: All legally approved small-scale businesses across sectors are eligible.

Q: When will the applicant receive the funds?
A: After successful document verification and approval by authorities, the funds are disbursed within a stipulated timeframe.

Q: Can I reapply if my first application is rejected?
A: Yes, applicants may reapply with updated/corrected documents.

Q: Is the entire project cost funded?
A: No, only up to 50% (maximum ₹15,000) is covered; the rest must be managed by the applicant or other sources.

Q: What if I face issues during the application?
A: Visit your nearest CSC center or contact the SC Welfare Department for support.


References & Important Links

Official Guidelines – SC Welfare Portal, MP
Scheme Details & Apply Link
• State Social Justice and Empowerment Department Communications

The Savitribai Phule Self-Help Scheme is a vital step toward inclusive entrepreneurship for SC women in Madhya Pradesh. It supports financial independence and employment creation for marginalized communities. Eligible applicants are encouraged to apply through their nearest CSC to take advantage of this opportunity and build a better future through small business ownership.

Arjan Patel

Arjan Patel is a passionate financial educator and policy researcher with over a decade of experience in rural banking and subsidy-linked credit schemes. As the founder of www.loansubsidy.in, he is committed to simplifying government loan programs and making financial benefits accessible to every citizen. Known for his grassroots insights and clear explanations, Arjan continues to bridge the gap between policy and people through digital outreach and advisory.

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