The “Micro Finance Scheme – Credit Line 2 for Minority Community” is a beneficial financial initiative by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. It aims to offer accessible financial support to individuals from minority communities in Haryana through Self-Help Groups (SHGs).

Key Highlights of Haryana MFS Credit Line 2

• Implemented by: Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam
• Loan Amount: ₹1,50,000/- per beneficiary
• Target Beneficiaries: Minority communities (Muslims, Sikhs, Christians, Buddhists, Parsis, Jains)
• Mode of Application: Online through Antyodaya-SARAL Portal
• Eligibility: Haryana residents aged 18-55 years with specified income criteria

Benefits of the Scheme

• Easy access to small loans up to ₹1,50,000/- per beneficiary.
• Loans are available directly to individuals or through Self-Help Groups (SHGs).
• Strengthens economic empowerment and financial independence within minority communities.

Eligibility Criteria

• Applicant must be a permanent resident of Haryana.
• Age limit: 18 to 55 years.
• Annual family income criteria:
• Rural Area: ₹98,001/- to ₹8,00,000/-
• Urban Area: ₹1,20,001/- to ₹8,00,000/- • Applicants must belong to minority communities: Muslims, Sikhs, Christians, Buddhists, Parsis, or Jains. • SHG composition:
• Typically, at least 75% of members are from minority communities.
• In exceptional cases, groups with 60% minority members also qualify. • Possession of Parivar Pehchan Patra (PPP ID) is mandatory.

How to Apply – Online Process

Online Registration (Antyodaya-SARAL Portal):

1. Visit the official Antyodaya-SARAL Portal: saralharyana.gov.in
2. If not registered, click on “New User” and complete registration by filling in required details (Name, Email, Mobile Number, etc.).
3. Verify email and mobile number via OTP.
4. Log in to the Antyodaya-SARAL Portal using your registered email ID and password.
5. Navigate to “Apply for Services” > “View All Available Services”.
6. Search and select “Micro Finance Scheme – Credit Line 2 for Minority Community.”
7. Enter your Parivar Pehchan Patra (PPP ID) number to fetch family data.
8. Choose the beneficiary’s name and verify via OTP.
9. Fill out the required details, upload necessary documents, preview, and submit the application form.

Tracking Application: Application status can be tracked online using Department Name, Scheme Name, and Application Reference ID through the Antyodaya-SARAL Portal.

Necessary Documents for Application

• Aadhaar Card (Identity/Citizenship proof)
• Age proof (Birth Certificate/Aadhaar Card)
• Haryana Domicile Certificate (Address/Residency proof)
• Caste/Religion/Community Certificate
• Parivar Pehchan Patra (PPP ID)
• PAN Card
• Passport-sized photograph
• Bank account details
• Any additional documents requested

Frequently Asked Questions (FAQs)

• Q: Who can apply for this scheme?
A: Permanent residents of Haryana from minority communities aged 18-55 years.

• Q: What is the maximum loan provided?
A: Up to ₹1,50,000/- per beneficiary.

• Q: What is the required annual income range?
A: ₹98,001/- to ₹8,00,000/- (rural), ₹1,20,001/- to ₹8,00,000/- (urban).

• Q: How many SHG members must belong to minority communities?
A: Generally 75%, minimum 60% in exceptional cases.

• Q: Is an offline application process available?
A: No, applications are accepted only online through the Antyodaya-SARAL Portal.

• Q: How can applicants track their application status?
A: Through the Antyodaya-SARAL Portal using their application reference ID.

References & Important Links

• Antyodaya-SARAL Portal
• Official Haryana Government Scheme Details