Haryana’s Subsidy Scheme for Persons with Disabilities to Develop Business Premises and Start Self-Employment

The Government of Haryana, through the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, has introduced the “Subsidy for Developing Business Premises for Persons with Disabilities” scheme. This initiative is designed to promote self-reliance and entrepreneurship among Persons with Disabilities (PwDs) by offering financial support to construct business setups on their land.


Highlights of Haryana Divyang Self-Employment Subsidy

Scheme Name: Subsidy for Developing Business Premises for Persons with Disabilities
Implementing Body: Haryana Backward Classes & EWS Kalyan Nigam
Target Beneficiaries: Persons with 40% or more disability
Loan Amount: Up to ₹3 lakh
Purpose: Develop commercial premises on own/leased land to start a business
Minimum Age: 18 years (14 years for mentally challenged persons)
Mode of Application: Online via Antyodaya-SARAL Portal
Ownership Condition: Land should be self-owned or leased (minimum 20 years) from a govt agency


Key Benefits of the Scheme

• Financial assistance of up to ₹3 lakh as a loan to construct or develop business premises
• Encourages self-employment among Persons with Disabilities
• Promotes inclusive economic development and independence for PwDs


Eligibility Criteria

• Applicant must be a permanent resident of Haryana
• Must have a minimum 40% disability, certified by a competent authority
Minimum age should be 18 years (Relaxed to 14 years for individuals with mental retardation)
• Land must be either:

  • Self-owned, or

  • Leased for at least 20 years (as of the date of application) from a government body


Exclusions

• Persons with temporary disabilities are not eligible
• Land without legal documentation or ownership/lease from a non-government body is not acceptable


How to Apply – Online Process

  1. Visit the official website: Online Antyodaya-SARAL Portal

  2. Register as a New User if not already registered:

    • Click on “New User” under ‘Sign In Here’

    • Fill in details like Name, Email ID, Mobile Number, Password, and State

    • Submit and verify using OTP

  3. Log in to the Portal using the registered credentials

  4. Go to ‘Apply for Services’ → ‘View All Available Services’

  5. Search for “Subsidy for Developing Business Premises for PwDs”

  6. Fill out the application form and upload the required documents

  7. Preview and submit the application

  8. Track application status using Application Reference ID on the portal


Necessary Documents for Application

Photo Identity Proof: Aadhaar Card
Age Proof: Aadhaar Card
Residence/Ownership Proof: Ration Card or Haryana Domicile Certificate
Disability Certificate: Must reflect a minimum of 40% disability
Caste Certificate (for reserved categories, if applicable)
Photograph of the applicant
Bank account details
• Any additional documents as requested during the application process


Frequently Asked Questions (FAQs)

Q: What is the maximum loan amount available under this scheme?
The maximum loan amount provided is ₹3 lakh.

Q: Who is eligible to apply for this scheme?
Permanent residents of Haryana with at least 40% disability and aged 18 years or above.

Q: Is there an age relaxation for persons with mental retardation?
Yes, the minimum age is relaxed to 14 years for such individuals.

Q: What type of land can be used for business premises?
Either self-owned land or land on lease for more than 20 years from a government agency.

Q: How can one apply for the scheme?
Applications are accepted through the Antyodaya-SARAL Portal by registering and submitting the online form.

Q: Can applicants track their application status?
Yes, through the Antyodaya-SARAL portal using the reference ID.

Q: Can persons with temporary disabilities apply for this scheme?
No, only individuals with a permanent disability of 40% or more are eligible.


References & Important Links

Antyodaya-SARAL Portal – Government of Haryana
Haryana Backward Classes & EWS Kalyan Nigam – Official Portal
Scheme Notification and Guidelines (as per departmental updates)

Arjan Patel

Arjan Patel is a passionate financial educator and policy researcher with over a decade of experience in rural banking and subsidy-linked credit schemes. As the founder of www.loansubsidy.in, he is committed to simplifying government loan programs and making financial benefits accessible to every citizen. Known for his grassroots insights and clear explanations, Arjan continues to bridge the gap between policy and people through digital outreach and advisory.

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