Are you a woman entrepreneur from a minority community in Haryana looking to start or expand your business? The Mahila Samiriddhi Yojana for Minority Community, implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, is here to support your entrepreneurial journey. This scheme provides financial assistance in the form of loans up to ₹1,00,000/- to women entrepreneurs belonging to minority communities. Whether you’re an individual or part of a Self-Help Group (SHG), this initiative empowers you to achieve economic independence and contribute to your community’s growth.

What is the Mahila Samiriddhi Yojana in Haryana?

The Mahila Samiriddhi Scheme is a targeted financial support program designed to uplift women entrepreneurs from minority communities in Haryana. By providing affordable loans, the scheme encourages entrepreneurship among women, enabling them to establish sustainable businesses and improve their socio-economic status. The loan amount can be availed directly by eligible women or through SHGs, ensuring inclusivity and accessibility.

Key Benefits of the Scheme

1. Affordable Loan Options
   • Loans up to ₹1,00,000/- are provided to eligible beneficiaries.
   • The funds can be used for starting or expanding small-scale businesses.
2. Support for Women Entrepreneurs
   • The scheme focuses exclusively on empowering women from minority communities, fostering gender equality and economic inclusion.
3. Direct and Group Support
   • Loans are disbursed either directly to individual women entrepreneurs or through SHGs, ensuring flexibility and broader outreach.
4. Low-Income Focus
   • The scheme prioritizes women from economically weaker sections, ensuring that financial aid reaches those who need it most.
5. Skill Development Alignment
   • Beneficiaries must have relevant educational, technical, vocational qualifications, or experience to ensure the effective utilization of funds.

Eligibility Criteria

To qualify for the Mahila Samiriddhi Yojana, applicants must meet the following conditions;

1. Residency :
   • The applicant must be a permanent resident of Haryana.
2. Age Limit :
   • The applicant’s age should be between 16 and 45 years.
3. Gender :
   • Only women are eligible for this scheme.
4. Community :
   • The applicant must belong to a minority community, including Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
5. Income Limit :
   • Annual family income should not exceed:
     • ₹98,000/- for rural areas.
     • ₹1,20,000/- for urban areas.
6. Educational/Technical Qualifications :
   • The applicant must possess relevant educational, technical, or vocational qualifications or experience to avail the loan benefits.
7. Pariwar Pehchan Patra (PPP ID) :
   • The applicant must have a valid PPP ID issued by the government.

How to Apply for the Scheme

The application process is entirely online through the Antyodaya-SARAL Portal. Follow these steps to apply;

1. Visit the Official Website :
   Go to the Antyodaya-SARAL Portal: https://saralharyana.gov.in/
2. Register on the Portal :
   • Click on “New User” under ‘Sign In Here’ and fill in the required details: Name, Email ID, Mobile Number, Password, and State.
   • Verify your mobile number and email ID using the OTP received.
3. Log In and Apply :
   • Log in using your registered email ID and password.
   • Navigate to ‘Apply for Services’ and select ‘View all Available Services’.
   • Search for the Mahila Samiriddhi Yojana for Minority Community and click on it to proceed.
4. Fetch Family Data :
   • Enter your Parivar Pehchan Patra (PPP) ID and fetch the family data registered under the given ID.
   • Select the beneficiary/applicant name and verify it using the OTP sent to the registered mobile number.
5. Fill Application Form :
   • Fill in all mandatory details and upload the required documents.
   • Preview the application form and submit it.
6. Track Application Status :
   • Track your application status on the portal by entering your Department Name, Scheme Name, and Application Reference ID.

Necessary Documents for Application

Ensure you have the following documents ready before applying;

• Identity/Citizenship Proof – Aadhaar Card.
• Proof of Age – Birth Certificate or any other valid document.
• Residence Proof – Haryana Domicile Certificate or Ration Card.
• Caste/Religion Proof – Valid certificate indicating minority community status.
• Parivar Pehchan Patra (PPP ID) – Valid PPP ID issued by the government.
• PAN Card – Copy of the applicant’s PAN Card.
• Photograph – Passport-sized photograph of the applicant.
• Bank Account Details – First page of the bank passbook.
• Other Documents – Any additional documents as specified by the authorities.

Frequently Asked Questions (FAQs)

Who is eligible for this scheme?

Women entrepreneurs from minority communities (Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains) who are permanent residents of Haryana and meet the income and age criteria are eligible.

What are the benefits of the scheme?

The scheme provides loans up to ₹1,00,000/- to women entrepreneurs for starting or expanding small-scale businesses.

What is the age requirement for applicants?

Applicants must be between 16 and 45 years of age.

What minority communities are covered under this scheme?

The scheme covers Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.

What is the income limit for applicants?

The annual family income should not exceed ₹98,000/- for rural areas and ₹1,20,000/- for urban areas.

Is the loan provided directly to the individual?

Yes, loans are provided directly to individual women entrepreneurs or through Self-Help Groups (SHGs).

What is the maximum loan amount available?

The maximum loan amount available under this scheme is ₹1,00,000/-.

How can applicants track their application status?

Applicants can track their application status on the SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.

Why Choose the Mahila Samiriddhi Yojana?

This scheme is more than just financial assistance—it’s an opportunity for women from minority communities to break free from socio-economic barriers and achieve financial independence. By providing affordable loans and supporting entrepreneurship, the Mahila Samiriddhi Yojana empowers women to build sustainable livelihoods and contribute to their families and communities.

Scheme Details & Guidelines

The Women Welfare Scheme for Minority Community is a transformative initiative aimed at fostering entrepreneurship and economic empowerment among women from marginalized sections in Haryana. If you’re a woman entrepreneur with a vision to grow your business, this scheme offers the perfect platform to turn your dreams into reality. Don’t let financial constraints hold you back—apply today and take the first step toward a brighter future!