Are you a young professional from the Backward Class community in Haryana looking to establish your professional setup? The Saksham Scheme for Backward Classes, implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, is here to support you. This scheme provides financial assistance in the form of loans up to ₹10,00,000/- to help you set up clinics, offices, engineering units, and other professional establishments. Let’s dive into the details of this empowering initiative.

What is the Saksham Scheme for Backward Classes?

The Saksham Scheme is designed to uplift young professionals from Backward Class communities by providing them access to affordable loans for setting up professional ventures. Whether you’re a doctor, lawyer, engineer, or pharmacist, this scheme ensures that financial constraints don’t stand in the way of your entrepreneurial ambitions. The program aims to foster economic growth and self-reliance among marginalized communities in Haryana.

Key Benefits of the Scheme

1. Financial Assistance Up to ₹10 Lakhs
   • Loans of up to ₹10,00,000/- are available for setting up professional establishments such as:
     • Doctors’ Clinics
     • Nursing Homes
     • Physiotherapy Clinics
     • Bio-Medical Labs
     • Lawyers’ Offices
     • Engineering Units
     • Chemist Shops
     • Architect Offices
     • And similar setups
2. Support for Diverse Professions
   • The scheme caters to a wide range of professions, ensuring inclusivity and accessibility for various skill sets.
3. Affordable Credit Options
   • The loan amount helps reduce the financial burden on young professionals, enabling them to focus on building their businesses.

Eligibility Criteria

To qualify for the Saksham Scheme, applicants must meet the following conditions;

• Residency: The applicant must be a permanent resident of Haryana.
• Age: The applicant should be between 18 and 35 years old.
• Caste Category: The applicant must belong to the Backward Class category.
• Income Limit: The annual family income should not exceed ₹3,00,000/- (both rural and urban areas).
• Professional Training: The applicant must have undergone relevant academic and professional training.

How to Apply for the Saksham Scheme

The application process is entirely online through the Antyodaya-SARAL Portal. Follow these steps to apply;

Registration Process

1. Visit the Official Antyodaya-SARAL Portal: https://saralharyana.gov.in/
2. Click on “New User” under ‘Sign In Here’ and fill in the required details: Name, Email ID, Mobile Number, Password, and State.
3. Verify your mobile number and email ID using the OTP sent to complete the registration.

Login and Application Process

1. Log in to the portal using your registered email ID and password.
2. Navigate to ‘Apply for Services’ and select ‘View all Available Services’.
3. Search for the Saksham Scheme for Backward Classes and click on it to proceed.
4. Enter your Parivar Pehchan Patra (Family ID) and fetch your family data.
5. Select the applicant’s name and verify it using the OTP sent to the registered mobile number.
6. Fill in all mandatory details and upload the required documents.
7. Preview the application form and submit it.

Tracking Your Application

• You can track the status of your application by entering your Department Name, Scheme Name, and Application Reference ID on the portal.

Documents Required

Ensure you have the following documents ready before applying:

1. Identity/Citizenship Proof (e.g., Aadhaar Card).
2. Age Proof (e.g., Aadhaar Card or Birth Certificate).
3. Residence Proof/Address Proof (e.g., Ration Card or Haryana Domicile Certificate).
4. Caste Certificate for reserved categories.
5. Photograph of the applicant.
6. Bank Account Details.
7. Any other documents as specified by the authorities.

Frequently Asked Questions (FAQs)

What is the maximum loan amount provided under the scheme?

The maximum loan amount available under the scheme is ₹10,00,000/-.

What types of establishments can be set up under the scheme?

You can set up professional establishments like doctors’ clinics, nursing homes, bio-medical labs, lawyers’ offices, engineering units, chemist shops, architect offices, etc.

What is the age limit for applicants?

Applicants must be between 18 and 35 years old.

What is the income criterion for eligibility?

The annual family income should not exceed ₹3,00,000/- in both rural and urban areas.

How can applicants track their application status?

Applicants can track their application status on the SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.

Is there any training required to apply for the Saksham Scheme?

Yes, applicants must have undergone relevant professional and academic training.

Can applicants from outside Haryana apply for the scheme?

No, only permanent residents of Haryana are eligible.

Why Choose the Saksham Scheme?

The Saksham Scheme is more than just financial aid—it’s an opportunity to build a sustainable career and contribute to the community. By providing access to affordable loans and supporting diverse professional ventures, the scheme empowers young professionals from Backward Classes to overcome socio-economic barriers and achieve their goals.

Official Website – Apply Link

Scheme Details & Guidelines

The Saksham Scheme for Backward Classes is a transformative initiative aimed at fostering entrepreneurship and economic empowerment among marginalized communities in Haryana. If you’re a young professional with a vision to establish your own business, this scheme offers the perfect platform to turn your dreams into reality. Don’t let financial constraints hold you back—apply today and pave the way for a brighter future!