The “Purchase of Vehicle for Commercial Hiring Purpose for Persons with Disabilities” is a key initiative launched by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. The scheme aims to promote economic independence among Persons with Disabilities (PwDs) by enabling them to purchase vehicles for commercial use. Loans up to ₹10 lakhs are provided for regular commercial vehicles, and up to ₹25 lakhs for special category vehicles such as JCBs, trucks, and road rollers.
Highlights of Commercial Vehicle Purchase Loan in Haryana
• Scheme Name: Purchase of Vehicle for Commercial Hiring (PwDs)
• Department: Haryana BC & EWS Kalyan Nigam
• Loan Limit:
-
₹10,00,000 for commercial hiring vehicles
-
₹25,00,000 for special category vehicles (e.g., JCBs, trucks, road rollers)
• Eligibility: Haryana residents with a minimum 40% disability
• Application Mode: Online through Antyodaya-SARAL Portal
Key Benefits
• Up to ₹10 lakhs loan for purchasing vehicles for commercial hiring
• Up to ₹25 lakhs loan for purchasing heavy vehicles like JCBs, road rollers, etc.
• Empowers differently-abled individuals to generate self-employment opportunities
• Online application process through Antyodaya-SARAL Portal for ease of access
Eligibility Criteria
• Must be a permanent resident of Haryana
• Must possess a minimum 40% disability certificate issued by a competent authority
• The minimum age of the applicant should be 18 years
• For persons with mental retardation, the age limit is relaxed to 14 years
• Must comply with driving license requirements as per policy (if applicable for the chosen vehicle category)
How to Apply – Online Process
-
Visit the official Antyodaya-SARAL Portal at saralharyana.gov.in
-
Register as New User: Click “New User” → Enter Name, Email, Mobile, Password → Submit and verify OTP
-
Log in using your registered Email ID and Password
-
Click on “Apply for Services” → “View All Available Services”
-
Search for the scheme and select it
-
Fill in the application form and upload mandatory documents
-
Preview and submit the form
-
Track your application using the Reference ID on the portal
Necessary Documents for Application
• Aadhaar Card (ID, Age & Address Proof)
• Haryana Domicile Certificate (if address proof not on Aadhaar)
• Ration Card (if applicable)
• Disability Certificate (40% or above)
• Caste Certificate (for reserved category applicants)
• Passport-size Photograph
• Bank Account Details
• Other documents as requested by the authorities
Frequently Asked Questions (FAQs)
Q: What is the maximum loan amount for commercial hiring vehicles?
A: Up to ₹10 lakhs.
Q: What is the loan limit for special category vehicles?
A: Up to ₹25 lakhs for JCBs, trucks, road rollers, etc.
Q: Who is eligible for this scheme?
A: Haryana residents with at least 40% disability, aged 18+, or 14+ in case of mental retardation.
Q: Can a mentally retarded person apply?
A: Yes, with an age relaxation to 14 years.
Q: How can I apply for this scheme?
A: Apply online through the Antyodaya-SARAL Portal by filling out the application and uploading the required documents.
Q: How to track the application status?
A: Use your Reference ID to track status on the SARAL Portal under “Track Application”.
Q: What vehicles are allowed under the special category loan?
A: JCBs, trucks, road rollers, and other heavy-duty vehicles for commercial use.
Sources and References
• Official Antyodaya-SARAL Portal – Haryana
• Haryana Backward Classes & EWS Kalyan Nigam
• Scheme Guidelines – Available through district offices or SARAL portal
