The Amma Two Wheeler Scheme for Working Women, launched by the Department of Social Welfare and Women Empowerment, Tamil Nadu, aims to empower working women by subsidizing the purchase of motorized two-wheelers. This scheme makes commuting safer and more affordable for women engaged in employment, enterprises, and community roles. The scheme also extends benefits to differently abled women through specially retrofitted three-wheelers.
Highlights of TN Scooter Loan Subsidy for Working Women
• Name: Amma Two Wheeler Scheme for Working Women
• Launched by: Government of Tamil Nadu
• Target Group: Working women aged 18 to 40 years
• Subsidy Amount: 50% of vehicle cost or ₹25,000 (whichever is lower)
• Vehicle Type: Gearless/Auto-geared two-wheeler (Max 125cc)
• Annual Beneficiaries: 1 Lakh working women
• Application Mode: Offline (Separate forms for Rural and Urban)
Key Benefits
• Subsidy Support:
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50% subsidy or ₹25,000 (whichever is lower) for purchasing a new gearless/auto-geared two-wheeler.
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Retrofitted three-wheelers for differently abled women.
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The remaining amount can be paid via loan or self-funding.
• Reservation Categories:
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SC Women: 21%
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ST Women: 1%
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Differently Abled Women: 4% (across all categories)
• Loan Flexibility:
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Vehicle purchase can be funded by own savings or through loans from RBI-regulated Banks/NBFCs.
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Subsidy is reimbursed post-verification if self-funded.
Eligibility Criteria
• Must be a native and resident of Tamil Nadu
• Age between 18 to 40 years
• Must know how to drive and hold a valid driver’s License or LLR at the time of application
• Annual income should not exceed ₹2,50,000
• Should have appeared for Class 8th exams (pass/fail both accepted)
• Only one woman per family is eligible
Priority will be given to:
• Women in remote/rural areas, hilly regions, or women-headed households
• Deserted women, destitute widows, unmarried women above 35, transgender persons, and differently abled women
• Women belonging to Scheduled Castes/Tribes
• ASHA workers, SHG members, PLF/VPRC participants, and those employed in Govt-aided/Private/Community-based Projects
Exclusions
• Men are not eligible for this scheme
• Only individual working women commuting long distances for employment or livelihood are eligible
• Applications submitted without a valid LLR or Driving License will be rejected
How to Apply – Offline Process
1) Offline Application – Rural Areas
- First, collect the prescribed application form from the Block Office (Rural).
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Paste a passport-sized photo
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Fill in details like district, block, panchayat, etc.
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Furnish personal, employment, and vehicle purchase details
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Attach vehicle quotation/invoice and bank/loan details
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List enclosed documents, sign, and submit the form to the Block Office
2) Offline Application – Urban Areas
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Stick a passport-sized photo
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Provide details like district, municipality, ward, etc.
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Enter applicant details, license info, bank details, and vehicle invoice
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Submit the form to the Urban Local Body (ULB) office
Documents Required
• Proof of Age (18–40 years)
• Aadhaar Card
• Valid Driving License or LLR
• Residence Proof (Voter ID, DL, Utility Bills, etc.)
• Income Certificate
• Employment Proof (from employer/organization/project head)
• Educational Qualification (proof of class 8th appearance)
• Passport Size Photograph
• Community Certificate (for SC/ST applicants)
• Differently Abled ID Card (if applicable)
• Vehicle Quotation/Pro-forma Invoice
Note: LLR or Driving License is mandatory at the time of applying. Any deficiency will be noted in the acknowledgment slip (Annexure C1).
Frequently Asked Questions (FAQs)
Q: What is the Amma Two Wheeler Scheme?
A: A Tamil Nadu govt scheme that provides a 50% subsidy (up to ₹25,000) to working women for purchasing new two-wheelers.
Q: What is the age limit?
A: 18 to 40 years.
Q: Where should I apply?
A: At your respective Block Office (Rural) or Urban Local Body (ULB), depending on your residence.
Q: Can I avail the subsidy before buying the vehicle?
A: No, the subsidy is reimbursed after vehicle purchase and submission of required documents.
Q: Is an educational qualification mandatory?
A: The applicant should have appeared for the Class 8th exam (pass/fail both eligible).
Q: Are there any reservations under the scheme?
A: Yes, for SC (21%), ST (1%), and Differently Abled Women (4%).
Q: Can a man apply for the scheme?
A: No, it is exclusively for working women.
Sources and References
• Department of Social Welfare & Women Empowerment – Tamil Nadu
• Scheme Application Form (Rural/ Urban)
• Subsidy Claim Form & Guidelines
