Launched on June 29, 2020, the PMFME scheme is a Centrally Sponsored Scheme under the Ministry of Food Processing Industries (MoFPI). It aims to support the upgradation and formalisation of micro food processing enterprises through a structured financial and training framework.
Key Highlights of the Scheme
• Launched by: MoFPI, Government of India
• Target Duration: 2020-21 to 2024-25
• Budget: ₹10,000 crore
• Beneficiaries: Individuals, FPOs, SHGs, Cooperatives
• Focus: Formalisation of micro food processors and ODOP-based enterprises
• Central-State Funding Ratio: 60:40 (90:10 for NE and Hill States)
Benefits of PMFME
• 35% credit-linked capital subsidy (max ₹10 lakh per unit)
• Seed capital of ₹40,000/member for SHG
• Branding & marketing support
• Common infrastructure support
• Training & incubation services
• Linkage to other government schemes (PMKVY, MUDRA, CGTMSE, etc.)
Eligibility Criteria
For Individuals (Micro Enterprises)
• Age: 18+ years
• Education: Minimum Class 8 pass
• Existing food processor or starting ODOP-based new unit
• Ownership of business and contribution of 10% project cost
• Employs fewer than 10 workers
• Preference to units already operating under the ODOP framework
For SHGs
• Existing members involved in food processing
• Eligibility for ₹40,000 seed capital/member
• 3+ years of experience in ODOP processing preferred
• 10% project contribution and 20% margin for capital investment
For FPOs/Cooperatives
• Involved in ODOP production with a minimum turnover of ₹1 crore
• Members with min 3 years of experience
• Internal resource availability for the project share
For Branding/Marketing Support
• Product must be ODOP
• Min turnover: ₹5 crore
• Applicant must be FPO/SHG/Cooperative or similar SPV
• Product must be consumer retail-ready
Exclusions
• More than one applicant from a single family
• Units employing more than 10 workers (ineligible under individual micro enterprise support)
How to Apply – Online Process
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Go to: https://pmfme.mofpi.gov.in
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Click “Login” → “Applicant Login”
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New users: click “Sign Up” and register
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Select type (Individual/SHG/FPO/Cooperative, etc.)
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Fill out the form with personal, enterprise, and bank details
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Upload mandatory documents
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Submit the application form and await approval
Necessary Documents for Application
Mandatory for Individuals:
• PAN & Aadhaar
• Photograph
• Address proof
• Bank passbook (6 months)
• Udyam Registration (if available)
• Basic qualification certificate
• Business/project details
Additional for SHGs, FPOs, Cooperatives:
• Certificate of Registration
• Bye-laws and Board Resolution
• List of members with biodata
• Loan repayment details (if any)
• DPR (Detailed Project Report)
• GST & FSSAI (if applicable)
Frequently Asked Questions (FAQs)
Q: What is the PMFME Scheme?
A: It is a scheme to support micro food processors with credit-linked capital subsidies, training, and infrastructure.
Q: What is ODOP in PMFME?
A: One District One Product (ODOP) refers to a product that the district is known for, and support is prioritized for enterprises in these categories.
Q: Can I apply if I already run a food business?
A: Yes, if your business is unregistered and has <10 employees, you can upgrade under PMFME.
Q: Is there any age or education requirement?
A: Yes, minimum 18 years of age and Class 8 pass.
Q: What is the subsidy limit for individuals?
A: Up to 35% of the project cost with a maximum cap of ₹10 lakh.
Q: Can SHGs get direct funding?
A: Yes, SHGs can receive seed capital and also credit-linked investment assistance.
Q: Can my spouse also apply separately under the scheme?
A: No. Only one person per family is eligible.
Q: Can the cost of land be included in the project?
A: No. Cost of land is excluded.
Q: Is branding and marketing support available for small units?
A: Yes, if turnover is above ₹5 crore and the product is ODOP-aligned.
References & Useful Links
• PMFME Official Portal
• FAQs (Hindi & English)
• User Manual (Hindi/English)
• Guidelines & Joint Docs
