The “Financial Assistive Devices for Persons with Disabilities” scheme is an inclusive welfare initiative by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, aimed at providing financial support to persons with disabilities (PwDs). The scheme enables eligible beneficiaries to access loans up to ₹5 lakh for purchasing various assistive devices, helping them improve their employability or self-employment opportunities.

Key Highlights of Haryana Loan Scheme for PwDs

• Scheme Name: Financial Assistive Devices for Persons with Disabilities
• Implementing Body: Haryana BC & EWS Kalyan Nigam
• Target Group: PwDs with 40% or more disability
• Loan Amount: Up to ₹5,00,000
• Age Limit: 18+ (Relaxed to 14+ for persons with mental retardation)
• Application Mode: Online via Antyodaya-SARAL Portal
• Purpose: Purchase of assistive devices such as screen readers, scooters, hearing aids, etc.

Objectives of the Scheme

• Provide financial access to assistive technology for PwDs
• Enhance job readiness and employability for disabled employees in organizations
• Improve mobility and productivity for self-employed individuals with disabilities
• Empower PwDs through inclusive development and accessibility support

Benefits

• Loan up to ₹5,00,000 for purchasing one or more assistive devices
• Covered Devices Include:

• Motorized tricycles

• Scooty (retro-fitted if needed)

• Screen readers

• Hearing aids

• Communication devices

• Any other aids that improve productivity/employment
  • Covers retrofitting cost for making the device compatible with the user’s disability
  • Certification by the employer or assessment by the concerned authority is required to validate the need for the device

Eligibility Criteria

• Must be a permanent resident of Haryana
• Must have a disability of 40% or more, certified by a competent medical authority
• Minimum age: 18 years (relaxed to 14 years for persons with mental retardation)
• Should be:

• Employed in a reputed organization or

• Holding a confirmed job offer or

• Self-employed, with assistive devices necessary to improve business viability
  • Certification by the employer (if employed) stating:

• The device is not provided by the organization

• A device is necessary to improve the applicant’s employability
  • In self-employment cases, device need will be assessed by the SCA/RRB authority

How to Apply – Online Process

Step 1: Visit the official Antyodaya-SARAL Portal, Govt of Haryana.
Step 2: If not registered, click “New User” under ‘Sign In Here’

• Fill in Name, Email ID, Mobile Number, Password, and State

• Submit and verify via OTP (email & mobile)

Step 3: Log in using your email ID and password
Step 4: Click ‘Apply for Services’ → ‘View all Available Services’
Step 5: Search for “Financial Assistive Devices for Persons with Disabilities” scheme
Step 6: Fill in the application form and upload the required documents
Step 7: Preview and click ‘Submit’

Application Tracking

• Track your application using:

• Department Name

• Scheme Name

• Application Reference ID on the SARAL Portal

Essential Documents

• Aadhaar Card (ID proof)
• Age Proof (Birth Certificate, School Certificate, etc.)
• Haryana Domicile Certificate
• Caste/Religion/Community Certificate (if applicable)
• Disability Certificate (40% or above)
• Recent Passport-size Photograph
• Bank Account Details (Passbook copy or bank letter)
• Employment Proof (Offer Letter or Employer Certification)
• Business Proof for self-employed applicants
• Any additional documents as required by the authority

Frequently Asked Questions (FAQs)

Q: Who is eligible for this scheme?
A: Haryana residents with 40% or more disability, aged 18+ (14+ for mentally challenged), who are either employed or self-employed.

Q: What is the maximum loan amount available?
A: ₹5,00,000 for purchasing assistive devices and retrofitting.

Q: What assistive devices are covered?
A: Scooty, motorized tricycles, screen readers, hearing aids, communication aids, etc.

Q: Can self-employed persons apply?
A: Yes, with device necessity assessed by SCA or RRB authorities.

Q: Is there age relaxation for certain disabilities?
A: Yes, for persons with mental retardation, minimum age is 14 years.

References & Important Links

• Antyodaya SARAL Portal – Haryana
• Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam – Scheme Guidelines
• District Welfare Offices – For offline support and verification