The LIDCOM 50% Subsidy Scheme is a targeted financial empowerment program by the Leather Industries Development Corporation (LIDCOM) under the Government of Maharashtra. This scheme is exclusively for the Charmakar community, which includes sub-castes like Dhor, Chambhar, Holar, Mochi, etc., to help them establish self-employment ventures through bank loans with 50% subsidy support up to a maximum of ₹10,000. The initiative is aimed at uplifting the social, educational, and economic status of marginalized SC groups in the leather sector.
Highlights of Charmakar Community Loan Subsidies
• Scheme Name: LIDCOM 50% Subsidy Scheme
• Implemented By: Leather Industries Development Corporation (LIDCOM), Maharashtra
• Target Group: Charmakar Community (SC)
• Loan Limit: Up to ₹50,000
• Subsidy: 50% of the loan, subject to a maximum of ₹10,000
• Age Limit: 18 to 50 years
• Funding Type: Fully State Funded
• Application Mode: Offline only
Objectives of the Scheme
• Empower the economically weaker members of the Charmakar community
• Support self-employment and entrepreneurship in the leather and related trades
• Offer financial assistance in the form of a partial loan subsidy
• Facilitate social upliftment and economic integration of SC communities through skill-based livelihood
Key Benefits
• Loan Amount: Up to ₹50,000 can be availed for setting up a business
• Subsidy Support: 50% of the sanctioned loan or ₹10,000, whichever is lower
• Interest charged as per prevailing bank rates
• Opportunity to build sustainable small-scale businesses
• Supports beneficiaries with basic business knowledge relevant to their trade
Eligibility Criteria
• Must be a citizen of India
• Permanent resident of Maharashtra
• Age must be between 18 and 50 years
• Belong to the Charmakar community (Dhor, Chambhar, Holar, Mochi, etc.)
• Annual family income should be ≤ ₹1,00,000
• Should possess knowledge or experience in the business being proposed
• Must not have availed similar subsidies from other government schemes for the same business
How to Apply – Offline Process
Step 1: Collect the application form from the District Office of LIDCOM
Step 2: Fill in all required fields carefully, paste a passport-size photograph, and self-attest the necessary documents
Step 3: Submit the completed form to the District Office and get an acknowledgment receipt
Step 4: Wait for verification and approval. Subsidy disbursal will be processed post-loan sanction by the partnered bank
Necessary Documents for Application
• Aadhaar Card (ID proof)
• Age Proof – Birth Certificate / 10th or 12th Marks Card
• 2 Passport-Size Photographs (signed across)
• Domicile Certificate of Maharashtra
• Caste Certificate (Charmakar SC sub-caste) issued by an authorized officer
• Income Certificate from an authorized government officer
• Bank Details – Passbook copy with IFSC, branch name, etc.
• Proof of Loan Sanction from the financing bank
• Business Knowledge Proof (if applicable)
• Any additional document as requested by the District LIDCOM Office
Frequently Asked Questions (FAQs)
Q: What is the maximum subsidy available under this scheme?
A: ₹10,000, which is 50% of the maximum eligible loan amount of ₹50,000.
Q: What is the maximum loan amount allowed?
A: ₹50,000 for eligible business activities.
Q: Is there an age limit to apply?
A: Yes, applicants must be between 18 and 50 years old.
Q: Who funds this scheme?
A: The scheme is 100% funded by the Government of Maharashtra.
Q: Can applicants from other states apply?
A: No, only permanent residents of Maharashtra are eligible.
Q: What communities are eligible under Charmakar?
A: Dhor, Chambhar, Holar, Mochi, and similar SC sub-communities.
Q: Where can I get the application form?
A: From your nearest District Office of LIDCOM (Not available online).
Q: What is the full form of LIDCOM?
A: Leather Industries Development Corporation of Maharashtra Ltd.
Q: Where can I contact LIDCOM for support?
A: You can reach the Managing Director’s Office or find regional contact info at the official website.
References & Useful Links
• LIDCOM Official Website – 50% Subsidy Scheme
• Contact: Leather Industries Development Corporation of Maharashtra Ltd.
Plot No. 68, Government Industrial Estate, Charkop, Kandivali (W), Mumbai – 400067
• Customer Support Number: As available on the Official Page
