Mukhyamantri Vishesh Yogyajan Swaraozgar Yojana Rajasthan: Loan up to ₹5 Lakh for Self-Employment

The Mukhyamantri Vishesh Yogyajan Swaraozgar Yojana is a flagship welfare initiative by the Department of Social Justice and Empowerment, Government of Rajasthan. The scheme is specifically designed to support specially-abled individuals (divyangjan) by providing financial assistance and subsidized loans to start their own self-employment or business venture. It aims to promote entrepreneurship, financial independence, and social inclusion among persons with disabilities in the state.


Highlights of the Rajasthan CM Divyangjan Self-Employment

Scheme Name: Mukhyamantri Vishesh Yogyajan Swaraozgar Yojana
State: Rajasthan
Launched By: Department of Social Justice and Empowerment
Beneficiaries: Persons with disabilities (minimum 40% disability)
Loan Amount: Up to ₹5,00,000/-
Subsidy: 50% of the loan or maximum ₹50,000/-
Annual Income Limit: Up to ₹2,00,000/-
Age Limit: 18 to 55 years
Application Mode: Offline


Key Benefits of the Scheme

• Financial assistance in the form of a loan up to ₹5 lakh for setting up self-employment.
• A subsidy of 50% of the loan amount or a maximum of ₹50,000, whichever is lower.
• Support for a wide range of business types such as shops, services, production units, and more.
• One-time loan support for eligible applicants.


Eligible Business Activities

Applicants can use the loan amount for the following ventures, including but not limited to;

• Tailoring, artificial jewelry, utensil shops, grocery stores
• Bakery, dhaba, restaurants, book/stationery shops
• Mobile/laptop repair, computer centers, Xerox shops
• Auto parts shop, two-wheeler and car servicing
• Electric motor service, gold/silver work, beauty parlors
• Dairy, poultry farming, animal husbandry, handicrafts
• Typing centers, DTP, screen/offset printing, E-Mitra
• Water purifier sales/services, interior decoration
• Shoe/slipper making, fertilizer/agro equipment shop
• And other businesses approved by the Disabled Vocational Rehabilitation Center, Jaipur.


Eligibility Criteria

• Must be a resident of Rajasthan.
• Should be a person with 40% or more disability (as per the Disabilities Act, 1995).
• Age should be between 18 and 55 years.
Annual family income should not exceed ₹2,00,000 from all sources.
• Should not have availed any benefits under similar schemes like Kiyosk Yojana.
• Must not have any pending/defaulted loans with banks or cooperative/government financial institutions.
• Should possess a valid disability certificate and bank passbook.


How to Apply – Offline Mode

Step 1: Visit your nearest District Social Justice and Empowerment Office and collect the prescribed application form. Alternatively, you can download it from the official website.
Step 2: Fill out the form completely and attach self-attested copies of all required documents.
Step 3: Submit the filled application along with documents to the District Officer.
Step 4: Collect an acknowledgment receipt with submission date and reference number.

Post Submission

• The District Officer will verify eligibility within one month of submission.
• If eligible, the application is forwarded to the concerned bank for loan sanctioning.
• Upon loan approval, the subsidy is granted and the applicant is notified.


Necessary Documents for Application

• Recent passport-size photograph
• Proof of age (Birth certificate, Aadhaar card, etc.)
• Valid Disability Certificate
Training certificate (if applicable)
• Self-declaration of income
Domicile certificate
Caste certificate (if applicable)
• Valid Income certificate
• Affidavit on ₹10 non-judicial stamp paper
• Copy of bank passbook
• Any other document as required by the authority


Frequently Asked Questions (FAQs)

Q: Who is eligible for the scheme?
A: Residents of Rajasthan with 40% or more disability, aged 18–55, and annual income under ₹2 lakh.

Q: What is the maximum loan amount under this scheme?
A: Eligible applicants can receive a loan of up to ₹5,00,000.

Q: Is there a subsidy offered under this scheme?
A: Yes, a 50% subsidy of the loan amount or up to ₹50,000, whichever is less.

Q: Can I apply if I’ve taken a loan under another self-employment scheme?
A: No, applicants who’ve availed similar benefits under other schemes like Kiyosk Yojana are not eligible.

Q: How long does loan approval take?
A: The verification process takes up to one month after submission.

Q: Can I apply online?
A: Currently, applications are accepted only through offline mode.

Q: Where do I submit my application?
A: Submit your application at the District Social Justice and Empowerment Officer’s office.

Q: Can I apply if I have a loan default?
A: No, applicants with overdue loans from banks or government institutions are not eligible.

Q: Who to contact for more information?
A: Reach out to your District Social Justice and Empowerment Office for guidance and assistance.


Sources and References

Official GuidelinesRajasthan Social Justice Department
• District Offices of Social Justice and Empowerment, Government of Rajasthan

Arjan Patel

Arjan Patel is a passionate financial educator and policy researcher with over a decade of experience in rural banking and subsidy-linked credit schemes. As the founder of www.loansubsidy.in, he is committed to simplifying government loan programs and making financial benefits accessible to every citizen. Known for his grassroots insights and clear explanations, Arjan continues to bridge the gap between policy and people through digital outreach and advisory.

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