The “Assistance for Purchase of House” Scheme is a welfare initiative launched by the Haryana Building and Other Construction Workers Welfare Board (HBOCWWB), under the Labour Department, Government of Haryana. This scheme offers interest-free loans to eligible and registered construction workers to help them buy or build their own homes. The loan is a one-time benefit, aimed at improving the living standards of labourers and their families.

Key Highlights of HBOCWWB Home Loan

• Scheme Name: Assistance for Purchase of House
• Department: Labour Department, Haryana
• Implementing Body: HBOCWWB
• Benefit Type: Interest-Free Loan
• Loan Amount: Up to ₹2,00,000/-
• Additional Aid (PMAY Beneficiaries): ₹1,00,000/- as interest compensation via bank
• Eligibility: Minimum 5 years of HBOCWWB membership
• Application Mode: Online via Antyodaya-SARAL Portal
• Lifetime Limit: Once only

Benefits of the Scheme

• Interest-free home loan of up to ₹2,00,000 for eligible construction workers
• One-time benefit for the purchase or construction of a house
• PMAY beneficiaries also receive ₹1,00,000 interest subsidy directly via their bank

Eligibility Criteria

• Applicant must be registered with HBOCWWB (Haryana Building & Other Construction Workers Welfare Board)
• Must have a minimum of 5 years of regular membership
• Applicant should be below 52 years of age (to ensure repayment in the next 8 years)
• At least 8 years must remain until the age of 60
• This loan can be availed only once in a lifetime

How to Apply – Online Process

Step 1: Register as a Construction Worker on the HBOCWWB Portal

1. Visit the Haryana Labour Department Official Website

2. Click on “Building & Other Construction Workers Welfare Board”

3. Acknowledge and submit the declaration

4. Enter Parivar Pehchan Patra (PPP) – Family ID

   • If you don’t have it, generate it from the PPP portal

5. Complete Aadhaar verification

6. Fill out the registration form and submit

7. Pay the registration fee and add 90 days of work experience

8. Once verified by the officer, you become eligible for scheme benefits

Step 2: Apply for the Scheme via Antyodaya-SARAL Portal

1. Go to the Antyodaya SARAL Portal

2. Register as a new user by clicking on “New User/Register Here”

3. Fill in your name, mobile number, email ID, and set a password

4. Log in with your credentials

5. Click on “Scheme/Services List”

6. Search for “Assistance for Purchase of House”

7. Click “Apply for Service/Scheme”

8. Fill out and submit the online application form

Necessary Documents for Application

For HBOCWWB Registration

• Aadhaar Card or Voter ID
• Passport-size photo
• Work experience proof (minimum 90 days in preceding year)
• Ration Card
• Residential proof
• Bank account details
• Caste certificate (if applicable)
• Parivar Pehchan Patra (PPP)
• Disability certificate (if applicable)
• Any other document as requested

For Scheme Application

• HBOCWWB Worker ID or Identity Proof
• Land tax receipt and location certificate
• Approved construction plan and cost estimate
• 14-year Encumbrance Certificate
• Declaration of no house ownership by applicant or family
• Title clearance and NOC from authorities
• Ration card (pages 2 & 4)
• Building age and valuation certificate (for maintenance)
• Passbook copy
• Terminal benefit declaration
• Any additional documents required

Frequently Asked Questions (FAQs)

Q: What are the benefits of the Assistance for Purchase of House scheme?
A: It provides a one-time, interest-free loan of up to ₹2,00,000 to registered construction workers for house purchase or construction.

Q: Is there additional help for PMAY beneficiaries?
A: Yes, PMAY beneficiaries get up to ₹1,00,000 in interest compensation through their bank.

Q: Who can apply for the scheme?
A: Any construction worker registered with HBOCWWB for at least 5 years and under 52 years of age.

Q: What is the age limit to apply?
A: The applicant must be below 52 years, with at least 8 years remaining to reach 60.

Q: Can I apply for the scheme more than once?
A: No, the scheme benefit is available only once in a lifetime.

Q: How do I register under HBOCWWB?
A: Register online through the Haryana Labour Department website using your PPP ID and Aadhaar.

Q: Where can I apply for the scheme?
A: Apply through the Antyodaya SARAL Portal after successful registration.

Q: What is the loan repayment period?
A: The loan should be repaid within 8 years.

Q: Is there a fee for HBOCWWB registration?
A: Yes, a registration fee is required along with verified work experience.

Q: What happens if the applicant dies before repaying the loan?
A: As per rules, the loan continuity depends on the terms defined by the Welfare Board and the bank agreement.

References & Useful Links

• Haryana Labour Department Portal
• HBOCWWB Scheme Details
• Online Registration & Guidelines