The “Loan for the Purchase of Work Tool for the Construction Workers” is a welfare initiative by the Delhi Building and Other Construction Workers Welfare Board (DBoCWWB) under the Labour Department, Government of NCT of Delhi. The scheme offers a loan of up to ₹20,000 to registered construction workers for purchasing work-related tools. It helps enhance their productivity and self-reliance without imposing a heavy financial burden.
Key Highlights of Construction Workers Loan Scheme
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Scheme Name: Loan for the Purchase of Work Tool for the Construction Workers
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Launched By: Labour Department, Government of Delhi
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Implementing Body: Delhi Building and Other Construction Workers Welfare Board (DBoCWWB)
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Loan Amount: Up to ₹20,000/-
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Interest: Not specified; structured as a repayable loan
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Repayment: To be completed in a maximum of 60 installments
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Eligibility: Registered construction workers in Delhi
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Application Mode: Online via DBoCWWB Portal
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Purpose: To enable workers to purchase professional tools and boost livelihood opportunities
Key Benefits
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Loan Amount: Construction workers can avail up to ₹20,000/-
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Flexible Repayment: Repayable in up to 60 monthly installments
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Support for Productivity: Helps workers acquire work-related tools to increase efficiency and job readiness
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Digitally Accessible: Fully online application and tracking system through the official portal
Eligibility Criteria
For Registration (with the Welfare Board):
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Must be a resident of Delhi
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Must be a Building/Construction Worker
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Age should be between 18 and 65 years
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Must have completed 90 days of work in a year
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Should have a valid Construction Worker Certificate (Labour Card)
For Loan Application:
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Must be registered with DBoCWWB for at least one year
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Should be actively contributing to the Welfare Fund
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Applicant’s age must not exceed 55 years at the time of applying
Registration Process on DBoCWWB Portal
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Visit the DBoCWWB Website and click “Register Now”
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Enter Aadhaar Number, Name, DOB, Gender, Mobile Number, and create a password
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Fill in details like family information, photograph, workplace info, and upload relevant documents
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Add Bank Account details
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Upload required documents such as:
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Aadhaar
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Address proof
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Employment proof
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Bank passbook
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Review and verify the Affidavit of Applicant
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Pay the registration fee of ₹25 online
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Complete OTP verification and download acknowledgment receipt
Loan Application Process
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Visit the DBoCWWB Portal
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Click on “Apply for Scheme”
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Log in using Aadhaar/Registration Number/OTP
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Select “Loan for Purchase of Work Tool” from the available schemes
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Fill the form and upload the necessary documents
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Apply and note down the application number for tracking
Track Application
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Go to the homepage and click “Track Your Application”
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Enter the application ID to view the status
Necessary Documents for Application
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Quotation for the cost of tools to be purchased
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Undertaking by the Applicant (in affidavit) to repay dues timely
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Surety Affidavit from a guarantor
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Bank Account Proof of the surety (First page of passbook or original cancelled cheque)
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Other basic documents were already submitted at the time of registration
Frequently Asked Questions (FAQs)
Q: Who manages this scheme?
A: The Delhi Building and Other Construction Workers Welfare Board (DBoCWWB) under the Labour Department of Delhi.
Q: What is the maximum loan amount?
A: Up to ₹20,000/- for the purchase of work tools.
Q: Who can apply for the scheme?
A: Registered construction workers with at least 1-year membership under DBoCWWB and age not exceeding 55 years.
Q: How many installments are allowed for repayment?
A: The loan must be repaid in not more than 60 installments.
Q: Can I apply if I work in Delhi but live in another state?
A: No, applicants must be residents of Delhi.
Q: What is the official helpline number?
A:
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24×7 Helpline: 011-41236600
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Department Office (9:30 AM – 6:00 PM): 011-23813846
